Saved Cards (Tokenization)
The Saved Cards feature allows you to securely store customer card details as a token and reuse them for future payments.
This improves checkout speed and eliminates the need to re-enter card details for returning customers.
Saved Cards Flow
Perform a SALE request and save the card using tokenization.
Fetch all saved cards linked to a customer.
Charge the customer using a previously saved card token.
How It Works
• Customer completes a payment using card details
• System generates a secure card_token
• You retrieve saved cards when needed
• Future payments are processed using the token
Key Concepts
- card_token → Secure reference to a saved card
- Tokenization → Replacing card data with a secure token
- Masked Card → Only part of the card is visible for security
Important Note
• Cards are saved only if save_token = "Y"
• Token payments require payment_type = "TOKEN"
• Always use the token returned from the saved cards API
Security
Tokens can be safely stored and reused. Sensitive card data is never exposed after the initial transaction.
Best Practice
Store the card_token along with masked card details (last 4 digits and brand) to allow customers to easily select a saved card.